Issuing Visa & Mastercard

Dollars thatmove at the speedof a decision.

Create a virtual USD card, fund it from your wallet and control every transaction in real time. Built with the discipline of a private bank — and none of its friction.
Issuance
Under 60s
Encryption
AES-256-GCM
Wallets
USD · NGN
Funding fee
1.00%

Every card is issued against your own USD balance. No shared float, no surprise declines, no hidden spread.

01 — The mechanic

Three movements.
Nothing in between.

The entire product reduces to a sequence you can complete in a minute, and repeat without thinking.

  1. 01

    Create

    Choose Visa or Mastercard, name the card, confirm. It is live and ready for checkout before you close the sheet.

  2. 02

    Fund

    Move USD from your wallet in a single tap. NGN converts at the published rate, with zero conversion fee.

  3. 03

    Control

    Freeze instantly, cap daily spend, sweep the balance back, or terminate. Every action is reversible except the last.

02 — The lineup

Two cards. One clear choice.

Dollar Classic · Visa

For subscriptions, ads and everyday online spend. Same controls, lighter issuance fee.

$4

Dollar Black · Mastercard

Higher acceptance for travel, hardware and high-ticket merchants. Priority support.

$7
03 — Security

Boring where it counts.

Card data never touches our logs. Every reveal, transfer and permission change is signed and written to an append-only trail you can export.

Data at rest
AES-256-GCM envelope encryption
Data in transit
TLS 1.3, strict transport
Access
Role-based, least privilege
Credentials
Breach-checked against HIBP
Second factor
TOTP, per-session device trust
Audit
Append-only, hash-chained export
04 — Questions

Virtual dollar cards, explained.

What is a virtual dollar card?
A virtual dollar card is a USD card that exists only in the app. It has a card number, expiry date and CVV you can use on any website that accepts Visa or Mastercard, without a physical plastic card.
Can I get a virtual dollar card in Nigeria?
Yes. Dollars Cards issues virtual USD Visa and Mastercard cards to verified users in Nigeria, usually in under 60 seconds after sign-up and identity verification.
How do I fund my dollar card with Naira?
Add money to your Naira wallet by bank transfer, convert it to USD at the published rate with zero conversion fee, then move the USD onto your card in one tap.
What can I pay for with the card?
Subscriptions, ads, software, hosting, travel bookings, courses, freelancing platforms and most international merchants that accept Visa or Mastercard online.
Is my card information safe?
Card details are encrypted with AES-256-GCM, revealed only after a second confirmation, and every sensitive action is written to an append-only audit trail.
How much does a card cost?
A Dollar Classic (Visa) card costs $4 to issue and a Dollar Black (Mastercard) card costs $7. Funding carries a 1% fee and NGN to USD conversion is free.

Your first card is sixty seconds away.